Your financial position
Welcome to your family plan
A consolidated view of your household finances, assumptions and goals.
WattleFolio — Financial planning software for Australian households.
See your budget, property, debt, investments and future goals in one place.
WattleFolio is a private, self-directed workspace for organising household finances, exploring your own scenarios and keeping long-term goals visible.
✓ One household workspace✓ Two adults included✓ Cancel anytime
Self-directed budgeting and planning software. Not personal financial advice.
YOUR PLANFamily financial picture
Demo dataFinancial positionIllustrative 5-year scenario
Preview uses fictional figures. Open the interactive demo to explore the full planner.
One viewBudget, assets, debt and goals together
Private by designHousehold-isolated cloud workspace
Your assumptionsExplore scenarios without recommendations
Built for AustraliaAustralian household and property planning context
Your financial picture
More than a budget spreadsheet.
Bring the parts of your household finances that normally live across separate spreadsheets, apps and statements into one organised planner.
Household budget
Track income and expenses in their natural weekly, fortnightly, monthly or annual cycles.
Property & debt
Keep property values, rent, expenses, mortgages, equity loans and offsets together.
Investments
Record shares and ETFs, recurring contribution assumptions and long-term growth scenarios.
Future goals
Explore user-selected home-purchase, property-sale and cash-flow scenarios using your assumptions.
Property records
Import supported property-manager statements for review before anything is added to your records.
Private exports
Download a restorable JSON backup or an Excel workbook for your own records and review.
How it works
Set up once. Keep the picture current.
Create your household
Subscribe securely through Stripe, verify your email and protect the account with MFA.
Build your picture
A guided, skippable onboarding flow helps you add income, budget, property, debt, investments and goals.
Explore your scenarios
Change your own assumptions and compare projected outcomes. WattleFolio does not choose an option for you.
Review together
Your subscription covers one household workspace for you and one partner, with separate secure sign-ins.
Simple launch pricing
One plan for the whole household.
No complicated tiers while WattleFolio is getting started.
WattleFolio Household
A$5 / month
One private household planner for two adults. Subscription renews monthly until cancelled.
- Full budget and planning workspace
- Property, loan and offset modelling
- Shares and future-goal scenarios
- Two adult household sign-ins
- Cloud save and private exports
- Cancel anytime through Stripe
A$5/monthGST treatment shown at checkout where applicable.By subscribing, you agree to the Terms of Use and Subscription Terms and acknowledge the Privacy Policy. Stripe Checkout will also require Terms acceptance before payment.
Guided onboarding
You do not need to fill everything in on day one.
Start with what you know. Every onboarding step is skippable and can be completed later inside the planner.
HouseholdIncomeBudgetPropertiesDebt & offsetsInvestmentsFuture goal
Private household data deserves strong controls
Security is part of the product, not an afterthought.
WattleFolio uses verified accounts, mandatory multi-factor authentication, household-level database isolation and session protections before financial information is opened.
- 01MFA requiredAn authenticator code protects access to household data.
- 02Household isolatedRow-level controls limit access to members of the same household.
- 03Review before savingImported property statements remain pending until you approve them.
Questions
Before you subscribe.
Does WattleFolio provide financial advice?
No. WattleFolio is self-directed budgeting, record-keeping and scenario-modelling software. It does not recommend financial products or tell you what financial action to take.
Can my partner use the same household?
Yes. A WattleFolio Household subscription includes secure access for the subscriber and one invited adult partner in the same household workspace.
Can I cancel whenever I want?
Yes. The subscription is monthly and can be cancelled through the Stripe-hosted billing portal. Access continues until the end of the paid billing period unless otherwise required by law.
Do I have to finish onboarding immediately?
No. Every setup step can be skipped. You can add or change information later from the relevant planner workspace.
What happens to imported statements?
Supported PDFs are parsed for review. A statement does not enter your property records until you approve it, and possible duplicate amounts are highlighted for review.
Can I export my information?
Yes. Full access includes JSON backup and Excel export options. Exported files are private downloads and should be stored securely.
One household. One financial picture.
Start with your numbers, your assumptions and your goals.
Explore the demo first, or create your WattleFolio household for A$5 per month.